Well, we went out and looked at houses for the first time yesterday. It was a pretty successful trip. We saw five homes, three which we were able to eliminate almost immediately not because they were bad homes, just not the one for us. The first one we saw needs some TLC but we really like it. We feel they are asking a little much for it so we'll see if we decide to put an offer in and then we'll see if they accept it. The fifth house was nice, probably not the house for us, but it definitely had some features that we really liked.
We really aren't looking to put an offer in too soon, I really need a contract first which we're not in a rush to do, but if needed I guess we could get one signed pretty fast. But if we decide the first house is the house for us we might need to move a little quicker than planned. Its all very exciting.
There are a few more houses we would like to see before making any decisions so hopefully in the next few weeks we will be able to go out again. It was nice to get out without the kids too so I definitely want to go out a few more times if it means we get to have a babysitter...
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Well, you know there is always someone here to babysit! :]
:-( we went and talked to a banker today about getting pre-approved for a mortgage, and she said that lots of things have changed with mortgages recently, and you have to have to have to have at least 5% down. ugh. not sure how we're going to come up with that...
hmm thats not what our mortgage lady told us... Want her info? Maybe she can help you out.
Did you talk to a banker or a broker? That's potentially a BIIIIG difference.
Also, different banks are going to have different policies, perhaps radically so in the current lending climate.
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